Employee Benefits

Employees are the most valuable asset a bank has. FinancialPSI’s broad array of employee benefit insurance products provides the flexibility needed to create an offering that works for each financial institution we serve.

We are dedicated to helping your bank attract, retain, and protect valuable employees with our growing portfolio of the latest industry-leading employee benefits products.

Group Health and Life Insurance

We represent all of the major carriers that are competitive in our marketplace. We also follow trends in the industry to track the companies that are more innovative in plan design.

Group and Individual Long-term Disability Insurance

There are several types of Disability Insurance. Our consultants will be happy to discuss the merits of each and then create a program that fits your specific needs.

Group Dental and Vision Coverage

Group Dental and Vision coverage has seen a tremendous rise in popularity. It is very cost-efficient and can be purchased on an employer-sponsored or voluntary basis.

Guaranteed Issued Life Insurance

We have a special arrangement with one of our carriers to place life insurance coverage on your employees on a guaranteed issued basis. This plan can be set up as a group plan for all employees or set up on an individual basis through payroll deduction for those needing additional coverage.

Group Long-term Care Insurance

Group Long-term Care Insurance has become very popular in recent years. Discounts tend to make this coverage more affordable than individual coverage.

Voluntary Coverage

There are a variety of voluntary programs in the marketplace. These are helpful when the employer has concerns about escalating costs.